With fluency in Spanish, Freddy proudly serves clients in the Lancaster, CA area. Freddy has 10 years of experience as a Community Home Lending Advisor and specializes in preapproval, low-to-moderate income lending programs, fixed-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second... Read More about Freddy Ornelas - Chase Home Lending Advisor - NMLS ID 692737