Steve Torres is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (650) 584-0958 for more information!

Parshan Rayatkah is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Parshan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Parshan at (650) 316-2171 for more information!

Bee Wong is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Bee is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bee at (415) 860-0012 for more information!

Chris Sandoval is your Los Altos local lender. As a VP of Mortgage Lending at Rate, one of the largest retail mortgage lenders in the United States, Chris focuses on helping clients secure the best possible deal so they're not overpaying or leaving opportunity on the table. With access to more options than traditional banks, Chris offers competitive pricing, fast... Read More about Chris Sandoval at Rate (NMLS #1176734)

🏡 Tanya Click | Elite Mortgage Loan Officer | Licensed in CA, GA, FL & TN Smart strategy. Fast closings. Powerful loan options. I'm your go-to #MortgageExpert serving California, Georgia, Florida, and Tennessee—offering personalized guidance, creative loan programs, and real results. I help first-time homebuyers, real estate investors, and self-employed borrowers navigate the market with confidence using custom loan solutions—not... Read More about Tanya Click at Rate (NMLS #307893)

As the Branch Manager and Senior Vice President of Mortgage Lending in Los Altos, CA, my goal is to simplify the mortgage process for you. Regularly taking part in classes and workshops helps me stay on top of industry trends and enhances the value and support I can provide for my clients. Of course, clients’ needs are unique to every... Read More about Nicole Santizo at Rate (NMLS #582907)

Andre Gutierrez is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Andre is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andre at (408) 508-5610 for more information!

The Sullivan Team at Guaranteed Rate is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, The Sullivan Team is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact The Sullivan... Read More about The Sullivan Team at Rate (NMLS #280999)

Rate is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., we are committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact one of our trusted loan officers today for... Read More about Rate