As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC and recognized by NerdWallet as one of the Best Mortgage Lenders of... Read More about PNC Mortgage

Whether you’re buying a home, exploring a refinance, or considering ways to use your home’s equity, I’m here to answer questions, explain your options, and help you make confident, informed decisions at every stage of homeownership. My focus is on helping you secure the right mortgage solution for today—while remaining a trusted resource as your needs evolve over time.

We’ll keep your money boring so your life doesn’t have to be. PNC Bank. Brilliantly Boring since 1865

I have over 15 years of experience in mortgage lending and over 20 in the industry. I graduated from Eastern Kentucky University with a BA in Business Management and HR Emphasis. I am an avid Tennessee Volunteers fan, and in my spare time, I love watching anything Vols. I also enjoy spending time with my wife and two children and... Read More about Ricky Totten, Mortgage Lender with Stock Yards Bank & Trust