At the First Financial Carmel Loan Center, we focus on one thing-helping you move forward with confidence. Whether you're expanding your business or financing your next home, our local lending experts deliver clear guidance, competitive rates and practical solutions built around your goals. Backed by nearly 190 years of stability, we're here to help you make smart, timely financial decisions.

Meet Kelly Ferris, your dedicated loan officer based in Fishers. Specializing in personalized mortgage solutions for repeat home buyers, first-time buyers, real estate investors, and homeowners looking to refinance, they are your seasoned expert on all things mortgage. Whether you want to explore Conventional loans, FHA loans, VA loans, Jumbo loans, home improvement loans, USDA home loans, or grant and... Read More about Kelly Ferris

Fron Neal is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Fron is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Fron at (317) 245-4492 for more information!

Shaneka Pedersen is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Shaneka is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shaneka at (317) 245-4496 for more information!

Will Davis is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Will is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Will at (317) 245-4497 for more information!

Sheryl Owens is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Sheryl is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sheryl at (317) 324-4247 for more information!

Madeline Schevlin is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Madeline is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Madeline at (317) 436-1875 for more information!

Chris Pisano is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (317) 245-4497 for more information!

Joe Fazzini is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (773) 516-6688 for more information!

Nathan Jack is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nathan at (317) 353-3833 for more information!

Kely Reasner is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kely is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kely at (317) 590-5057 for more information!

Meet |Name|, your dedicated loan officer based in |City|. Specializing in personalized mortgage solutions for repeat home buyers, first-time buyers, real estate investors, and homeowners looking to refinance, they are your seasoned expert on all things mortgage. Whether you want to explore Conventional loans, FHA loans, VA loans, Jumbo loans, home improvement loans, USDA home loans, or grant and down... Read More about Gary Saggu- CMG Home Loans

Brian Zenil is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (317) 436-1883 for more information!

Rate is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., we are committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact one of our trusted loan officers today for... Read More about Rate

Sukhjinder Singh is your Carmel local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Sukhjinder is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sukhjinder at (317) 245-4495 for more information!