Harassment and Rude,Very...
Hi there,
I m victim of identity theft and I still received calls 5 times aday, lazlo, ali, violet several names and when I told them can I talk to manager they said they r managers, they are so rude, unprofessional, uncooperative individuals who never listen, they think they r bug shit because they are harassing everyone and get advantage of company name or there titled position but they are not allowed to do this to use the company name or title or bother innocent people,
My detective name is Curtis Quessnel and he send them several times the police report and he do have record for it as a fax recipets and name of person and fax numbers but still they are calling me 5 times a day and bothered me and my family my kids get disturb and my old parents who r old and sick every time with the phone ring they wake up this is hight of illiteracy, now I collect all the phone calls records that how many calls I received a day the name of agent and the receipts made by fax machine but they they love to harass you we all need to take action against them and sue them for this harassing behavior. U guys can contact me "meettarik_a@yahoo.ca" pls with all PROOFS AND EVIDENCE.
READ THIS BEFORE YOU TAKE ACTION AGAINST MJR COLLECTION AGENCY.
Question
My question is when do you know that a collection agency has taken things to the point of harassment?
Answer
if this is Ontario then speak to a lawyer and have him write to the collection agency directing all communication to his office under the collection act once this is done they can no longer call your mother.
You can get a free referral to a lawyer at
www.lawyerlocatewww.
ohrc.on.ca.ca
Options available to you if you feel you are being harassed:
When you are considering filing a complaint against a collection agency, it is important to be properly prepared with all of the necessary information. You should ask the collector for the registered name of the collection agency, the full name of the person who is representing that agency, and what their collector identification number is. All of this information, as well as a documented account outlining the conversation(s) pertaining to the alleged harassment, should be written down for future reference.
A formal complaint can be made through the local Ministry of Consumer and Business Services office. Their phone number is available in the phone book in the Government blue pages. Should an investigation prove that a collector is acting outside of established guidelines, they may have their licence revoked.
You can contact the Marketplace Standards and Services Branch for more information on collection agencies. 1-800-268-9768
Information and complaint forms are available on the Ontario Ministry of Consumer and Business Services web site. www.cbs.gov.on.ca
Contact your local Legal Aid office. 1-800-495-8180
File a harassment complaint with your local police department. (Sault Ste. Marie 705-949-6300)
For help managing your debt:
In today’s day and age, there is a lot of good information out there if you know where to look. People equate being financially well off with success in our society. Those who are struggling with their finances sometimes feel too embarrassed to ask for help but help is out there. Looking in book stores, libraries, or on the internet can turn up some excellent resources on how to manage your personal finances. Many credit counselling agencies have websites that offer excellent information on money management and provide links to other valuable websites.
You may find assistance through your Community Legal Clinic or by contacting Legal Aid (contact info is above). A local not for profit credit counselling agency will offer you free confidential help (look in your yellow pages under ‘Credit & Debt Counselling’). A not for profit credit counselling service can offer advice as well as debt management programs to help you get back on solid ground.
Call Credit Counselling Services of Sault Ste. Marie & District at 705-254-1424.
Contact the Ontario Association of Credit Counselling Services at 1-888-746-3328 or visit their website at www.indebt.org
Contact Credit Counselling Canada by visiting their web site at www.creditcounsellingcanada.ca.
Good luck
- A collector is only allowed to contact you six days after sending a written notice stating the name of the creditor, the balance owing, the name of the agency and its authority to demand payment.
- A collector can’t contact you if a registered letter is sent to the agency saying you dispute the debt and suggest the matter be taken to court.
- A collector can’t contact you if you sent a registered letter stating to deal solely with your lawyer.
- A collector may not contact you other than by ordinary mail more than three times in a seven-day period without your consent, once the agency has actually spoken with you.
- A collector can’t continue to contact you if you have told him you’re not the person he’s looking for, unless he takes reasonable precaution to ensure you’re that person.
- They can’t give false or misleading information.
- They can’t recommend to a creditor that a legal action be started against you without first sending you notice.
- They can’t contact your employer except on one occasion to obtain your employment information, if your employer has guaranteed the debt, if the call is in respect to a court order or wage assignment, or if you’ve provided written authorization to contact your employer.
If any of these rules have been broken, you can file a complaint with the consumer protection branch of Ontario’s government and consumer services ministry.
Meanwhile, for Robert money’s so tight, he’s considering signing up to test drugs for a pharmaceutical firm that will pay $3,600. Also, his 20th wedding anniversary is this Tuesday. Robert can’t afford much, so he asked that I print this message for his wife:
“Happy anniversary, honey. You have given me the best 20 years and the meaning of love.”
Debt Collection Toronto
Hi there,
I m victim of identity theft and I still received calls 5 times aday, lazlo, ali, violet several names and when I told them can I talk to manager they said they r managers, they are so rude, unprofessional, uncooperative individuals who never listen, they think they r bug shit because they are harassing everyone and get advantage of company name or there titled position but they are not allowed to do this to use the company name or title or bother innocent people,
My detective name is Curtis Quessnel and he send them several times the police report and he do have record for it as a fax recipets and name of person and fax numbers but still they are calling me 5 times a day and bothered me and my family my kids get disturb and my old parents who r old and sick every time with the phone ring they wake up this is hight of illiteracy, now I collect all the phone calls records that how many calls I received a day the name of agent and the receipts made by fax...