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BHM Financial Group
Verified by N49

1090 Avenue Pratt, 101,

Montreal, QC, H2V 2V2

60 reviews
Business claimed Last updated: Over a year ago
Listed in: Personal Loans
About BHM Financial Group

BHM Financial Group is a financial institution that provides secured loans across Canada. BHM Financial lend based on your assets, not your credit. Go to full description...

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8665918252
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3.9
60 reviews
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By Erin Lintaman on Jul 12, 2025
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Warning: BHM Financial (11028421 Canada Inc.) isn’t licensed in NS, charged 60%+ interest, and registered a lien under a different name. Reported to Service NS, PPSA Registrar, and media. Check your rights before dealing with them.
By danny fischer on Feb 18, 2025
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Bhm financial is currently under investigation by the consumer affairs departments of several provinces. Bhm financial is not licensed to conduct business in Manitoba despite several requests to get a business license by consumer affairs department Manitoba. They are under investigation for excessive service fees, charges and loan buyout fees. I took out a $2,000 title loan on my truck which I paid back in full as per the consumer affairs department Manitoba. Now, bhm financial wants another $6,000 before they'll remove the lien from my truck. Buyer beware.
By Reanna Murphy on Feb 17, 2024
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BHM Financial Group is like the reliable friend you turn to for financial advice. With their expertise, they guide you through the complexities of investments and fiscal planning. Their personalized approach ensures tailored solutions for your needs, establishing trust and confidence. BHM Financial Group is the dependable ally you want by your side on your journey towards financial success.
By justin Klien on Nov 24, 2022
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I got my loan when i was broke, and bed credit with the help of BHM I was able to get out of my situation,

it was a very easy prosses It was a very good experience to work with them
By Kattie Johnston on Nov 11, 2022
Guest Review
Everything was so simple with BHM. I applied online through their website, bhmfinancial.com, and was followed up promptly by a loan officer. The loan amount was a bit smaller than what I expected, but I could not say enough how easy their loan processing was. I received the fund less than 72 hours, that was fast! My bank was not that fast. I will not hesitate to do future business with them or refer others to them. Thank you, BHM Financial!
By Chocolate Mink on Nov 11, 2022
Guest Review
Everything was so simple with BHM. I applied online through their website, bhmfinancial.com, and was followed up promptly by a loan officer. The loan amount was a bit smaller than what I expected, but I could not say enough how easy their loan processing was. I received the fund less than 72 hours, that was fast! My bank was not that fast. I will not hesitate to do future business with them or refer others to them. Thank you, BHM Financial!
By Malky Wieder on Jul 14, 2020
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Just want to give a quick shoutout to the great team at BHM! Thanks for helping me with my loan and for giving me a break when I really needed it. Now that my loan is paid for, I can say that my loan experience was great from start to finish! Stay safe girls!
By Amanda Kean on Jul 14, 2020
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I took a loan with BHM Financial Group three years ago in the amount of $10000.00. At the time I had bad credit and BHM was extremely helpful! The process was fast and easy, the loan officer was very patient and nice. When COVID-19 rolled around I had two NSFs and BHM was ultra nice to waive the NSF fees for me. I just completed to pay off the loan this month, should I need another loan I would definitely turn to BHM again!!! My heartfelt gratitude to the staff of BHM for being there for me in time of need!
By Misha G. on Jul 07, 2020
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I am a returned customer. Their flexibility with my loan term is incomparable. BHM Financial Group and their staffs have been very helpful and patience with me. I have a good relationship with my account manager. She has been very reliable, responsive and attentive to my financial needs. I look forward to many more years of doing business with BHM and I definitely recommend!
By Don Martone on Jul 03, 2020
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Great service to rebuild my credit score. It went up already!
By Fred Awar on Jul 03, 2020
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I came to Canada as an immigrant several years ago. In the first year, almost everything I tried failed and nothing seemed to work. I was a little desperate to figure out something that will help me out to stand up again. Till I heard about BHM Financial. This company helped me a lot in getting a fast loan with good flexibility in payments. Thanks to this awesome Loan Lender in Canada.
By Jessica Banes on Jul 02, 2020
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I planned to relocate to BC. I needed extra cash flows to accommodate my relocation checklist. My loan application was processed in timely fashion. Got approved for $9000 through BHM's car title loan. This is not my first relocation project. Quite frankly, I was surprised to find out how simple and easy their loan application process was. Of course, I had to provide all of the information and documents they needed, but in overall, I have positive loan experience at BHM. Thank you!
By Louise Katherine on Jun 30, 2020
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My loan application was simple and understandable. I had an easy and pleasant experience. I would highly recommend to everyone!
By Emmanuelle C on Jun 18, 2020
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I paid out my loan today and I wanted to say thank you for giving me a loan when I was really desperate. This whole time I had a positive experience working with you guys. I only missed one payment in the entire 3 years and even then I paid it back a couple of days later. And the whole thing was just good. Now my lien will be removed from my car and I can tackle paying off other debts. I would recommend this company to family and friends. Thank you BHM.
By Roland Leung on Feb 13, 2020
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Don't ever go with them. I noticed all of the good ratings were related to being given a loan but that's it. Of course, they would want to provide you with a loan or else how would they be able to charge you outrageous fees and closing-out fees afterwards?

I had a mortgage with them and normally when the property is sold, the mortgage should be paid off given that they would have sent the accurate payoff statement for the closing. Lo and behold, a day after the closing when one should be satisfied that everything has been paid off, I received a phone call from Molly Wider, saying that I still missed XXX amount because she said I didn't pay the last payment. Then, she came out with another payoff statement of this last statement.

Principal Balance: $660.82
Interest Due $127.88
Fees Due $60.0
Interest due on a principal balance of $660 = $127????

Why doesn't she arbitrarily say that I owe her $10,000?


By rhyc on Nov 07, 2019
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I was in a very tight spot and I was not able to get the money I needed for a legal matter any other way, so I had to borrow from BHM Finacial Group. The good thing is they are very quick and willing to work as fast as possible to get the money to you. However, understand that they are one of the most expensive lenders that are out there. They have very weird fee structure and you need an accountant to fully figure out their interest payment structure. I am glad they were available and willing to lend me the money - however, I hope no one ever has to use their services.
By joeover on Jul 29, 2019
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go a loan for $9,000.00 to hold me over for 1.5 months while i get my new job and money to pay back the 24 month loan, was able to pay it back in 1.5 months less than 6 week the loan cost me a pay out of $12,000.00 dollars a $3000.00 dollar cost to hole me over for till i got my feet on the ground 54% interest rate. I would never use this or recommend this company to anyone.
https://www.facebook.com/bhmfinancialgroup/ they took a month of paper work to get the loan and them phone call and e-mail to get out
By drhurtubise on Feb 26, 2019
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I took a Car Title Loan with them on the Contingency that it be funded to me through direct deposit by the end of the day. I was later informed that it was only processed by their financial department the next morning. Now its past the time when the 24/48 hour assured time that i'd have the funds and there is nothing deposited in my bank account. They've also already placed a lien on my vehicle to ensure that I don't go somewhere reputable. What an unethical crooked company!
By Yogibear on Jan 30, 2019
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Worst company, even thou they have given me a loan. Unbelieveable, outrageous hidden costs to close out loan., finished with loan payments. Now they want 1300 extra in total costs. Do not have great customer service and no honoring of previous emails sent.
Before anyone signs papers with this company, get all the facts and extra costs.
By Analee2008 on Oct 29, 2018
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So, I was charged a "closing fee" that was added to my account 6 no the before the term was up without my knowledge. It was for more than my regular automatic payment by 9 dollars. Over the course of the next six months it went from being 9 dollars in arrears (even though I knew nothing of this) to being over 500 in arrears at what I thought should be the end of my term. The biggest kick in the teeth (besides the criminal interest rate which I agreed to) was that it was reported to the credit beareas as 6 late payments. I had no idea anything was wrong with this loan until after the term was at the end and it should of been paid off. As soon as I found out, after contacting them about the final payment I paid it immediately. 6 months!! No phone call, no email. Seriously. I have contacted them numerous times and was assured that Esther had cleared this up. Ya right. I have finally after a year cleared it up with transition but still working on Equifax. Never never never again.
Oh, and I love how you guys write your own reviews on here. Great job
By LaurieMc on Jun 08, 2018
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I had no issues with my loan application. Really like their online application form, makes everything so much easier. I took a loan and use my mobile home to secure my loan with. The whole process from applying for the loan to having funds was less than a week. It gave me a peace of mind and took all my worries away. I would definitely recommend them to anyone.
By LesChant on Apr 20, 2018
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I had been swamped with bills that simply could not afford. My bank refused to refinance my mobile home. I had nowhere else to go. I was at a payday in-store location and overheard the conversation between the agent and his client about asset-based lending. I approached the agent shortly after he finished serving his client and asked about it. I told him that I own a mobile home and was looking for some quick fund to pay some bills using my mobile home as a collateral. The agent told me to contact BHM. I went to check their website first and I was seeing the light at the end of the tunnel. I don’t have any complaints on my end, the process was pretty smooth. I was very comfortable in my decision to move forward. I am a year in and can’t thank everyone here enough for all the work and support I’ve received along the way. I am satisfied with BHM services and would recommend them to others.
By Johnston1 on Apr 19, 2018
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BHM Financial help me when no else would. Other places deny me because I live 4 hours away from a big city. In less than an hour, they explained everything rates, terms, and monthly payment. For anyone that needs a car title loan, BHM Financial is the best place to go.

By KevDeveau on Mar 16, 2018
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I was desperately in need of a loan because I had to fix terrible leaks on my roof. My bank refused me because my mobile home was too old. I search a couple of companies online, but I felt more comfortable with BHM. I just want to express my appreciation. Lis, thank you for all your help and your patience.
By WendyA01 on Mar 14, 2018
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I tried to get a loan with my bank, but they declined me because of my credit score. I went through a divorce, so my credit got ruined. I found BHM online, and they helped me out. Now I'm able to rebuild my credit. I'm glad I did choose BHM Financial.
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Additional business details

Email address: info@bhmfinancial.com
BHM Financial Group, a Canadian finance company has been in the lending business since 2005. Recognizing the lack of options for people with bad credit, BHM Financial Group made it its mission to provide financing to consumers across the country without focusing on their credit ratings. Since BHM Financial Group provides loans based on assets and no credit, we are able to provide attractive terms to our thousands of satisfied customers. BHM Financial has helped thousands of Canadians get back on their feet financially. Whether our clients are in need of a loan due to a layoff, medical bills, or unexpected expenses, BHM Financial is always ready to help.
Year Established: 2005
Languages: English, French, Spanish
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