Medicard iFinance

I understand the importance of making payments in a timely manner however I think everyone can attest to the fact that unfavourable poor financial situations do occur. There is a complete disregard for professionalism and compassion with ifinance medicard. Specially the senior legal representative Jenny. M. Aside from her threats and condescending behaviour she has caused myself and my family emotional stress and anxiety. I do not understand how the company could treat their clients with such disrespect especially when things could be handled in a easier more professional manner. I do not recommend this company to anyone as their representatives lack the ability to deal with clients is a civil non threatening manner.

I borrowed $17, 000.00 and am paying back $31, 000.00 in total. That's $14, 000.00 that Medicard is making off of me. I have paid $19, 500.00 so far. Sometimes my payments are late, but it ends up getting paid within a few days or weeks, plus they also charge me another $30.00 for each NSF fee and my bank also charges me $40.00. My loan is split up into four different accounts so if all four payments are late it costs me an extra $280.00 that month, on top of my payment of $540.00... needless to say, I don't intentionally make late payments! So, ...a few months ago I had a decrease in income. I contacted Medicard, explained my situation and asked if we could work out a payment plan which would fit my new budget. This way I wouldn't default on my payments and Medicard would still be paid the money I owed them. They flat-out refused to assist me. I began missing payments. I tried to reason with them again. They ordered me to send all of my financial info - income statements, bills, and a monthly budget. I faxed them everything they requested which clearly showed that my expenses were more than my income. They refused to assist me again. I have received many rude phone calls, nasty voice-mails, letters and emails. I have dealt with eight different people over the past few months as they keep passing around my file, and each time I have to re-explain everything (even though it is all documented in my file) then I am humiliated all over again. I am still making payments (about half of what I should be paying each month plus the NSF charges) and am still dealing with the soulless jerks that work at Medicard. Trust Me--- you DO NOT want to deal with these people. This loan company will rip you off and treat you like absolute garbage!!!