VermontVehicle.org

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This essential guide details Vermont's requirements for vehicle registration, titling, and auto insurance, overseen by the VT DMV and the DFR. The cost of full coverage insurance is low at only $1,061 per year on average, due to the rural setting and low theft rates. All drivers are required to carry a policy demonstrating financial responsibility, meeting the stipulated liability minimums (twenty-five thousand per person) and mandatory uninsured/underinsured motorist (UM/UIM) coverage (fifty thousand per person). Failure to provide evidence may result in a civil penalty of up to $500. The state has a proven track record in EV adoption, with plug-in EVs accounting for ten percent of new sales. However, it is important to note that safety remains a critical concern. Research shows that drug and alcohol involvement in crash fatalities is over sixty-five percent, and Vermont holds the nation's highest rate of unbelted deaths. Please familiarise yourself with optional coverages such as collision and comprehensive, and the steps to be taken after an accident, including reporting to the DMV within seventy-two hours for accidents resulting in property damage exceeding three thousand dollars.