Lancaster Insurance Inc. isn’t your typical big-box insurance agency. We’re a boutique, family-owned business based in Clearwater, Florida, and we’ve been helping individuals and businesses protect what matters most since 1977. We specialize in both personal and commercial property and casualty insurance. As an independent agency, we’re not locked into one carrier. That means we work with multiple top-rated providers to find coverage that’s tailored to your needs, not ours. Our size is our strength. Unlike large insurance corporations where clients can feel like just another number, we pride ourselves on building real relationships. Expect quick responses, direct conversations, and coverage that actually makes sense.