Credit Trans-Canada

Got injured and was out of work. Bills got behind. Trans Canada collections and recovery got the file. They sent me a bill for about double the original debt which is illegal in Canada. They made threats. Told me they would send me a letter if I settled for about 65% of the original debt and my credit history would reflect that the debt was "paid in full". I paid the money and waited for the letter. It never arrived. I called them again and they said they would send it. Never arrived. Then I got a letter from another collection agency for 1.7 times the original debt even though 65% of the original debt was paid. They sold the remained to another company. Apparently happens all the time. If you make a payment on any debt, they can keep it in you credit rating for 7 more years. Something to think about when trying to do the right thing. My advice. DO NOT SETTLE WITH THEM UNLESS YOU HAVE AN AGREEMENT IN WRITING FIRST. Do not trust them. Do not pay them. They will lie, intimidate and harass call continuously with robot callers and break all the rules outlined in the credit collection act.